You have the constitutional right to challenge a wage garnishment from a lender. However, to do so, you need to contact the court through the legal process known as garnishment. Doing it by yourself is very difficult as you need to hire a professional lawyer to assist you in filing the correct paperwork and ensure your case is successfully resolved.
Garnishment usually happens when your income is used to cover outstanding debt. The courts have rules about when you are supposed to pay your creditors. The amount to be paid should be agreed upon with your creditor before garnishing begins. Your creditor can then legally place a notice on your income tax return, informing you of the new default on a certain account. The amount of interest will also increase. This is done to make it possible for the creditor to recover the remaining balance owed from your bank account.
Garnishment has two sides. One side is that of a creditor who wants to get back their money. If you don't pay what is due, they can seize your property to sell it at auction. Another part of the garnishments is the loss of wages for which you were not paid. Be sure to learn more today!
The first thing you need to do when you think you are being garnished is to talk to your employer about wage garnishment and possible consequences. Many companies will not allow you to go to court on your behalf if you don't know the rules. Some companies may work with you directly and others will hire an attorney. Your employer will probably want you to work with them to settle any financial issues you are having. If you are going to go to court, have your wage garnishments lawyer present when you go to court and be sure to ask your employer about the procedure you need to follow.
At court, it is important to have a legal support team at your side. Your wage garnishment lawyer is the person who is legally representing your interests. He or she knows the laws and can tell you when to apply for a garnishment and what documents you need to file. If you are going to use an attorney, the lawyer should also be able to answer any questions that you might have, such as what documentation you need to send to the IRS or what types of proof you are required to submit. to the court on a monthly basis. Make sure that you understand your rights and the process in your particular state and that are involved.
Wage garnishments are only allowed to occur if you cannot make your payments. You cannot be forced to pay the amount to the IRS. If you don't, your creditors can still take your property. Be sure to check out this website at http://www.dictionary.com/browse/attorney for more info about lawyers